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Your privacy is important to us. This statement
outlines GMS International Pty Ltd "GMSI" policy on how
we manage the personal information we hold about our clients.
It is GMSI policy to respect the confidentiality
of information and the privacy of individuals. GMSI is bound by
the National Privacy Principles contained in the Australian Commonwealth
Privacy Act.
GMSI Privacy Policy Statement will be reviewed
from time to time to take account of new laws and technology, changes
our operations and practices and to make sure it remains appropriate
to the changing environment. Any information we hold will be governed
by the most current GMSI Privacy Policy Statement.
 GMSI
privacy policy |
GMSI is committed to being open about how we use
personal information.
Where GMSI documents ask for personal information, GMSI will generally
state the purposes for its use and to whom it may be disclosed.
| Why
does GMSI collect personal information? |
The GMSI business is to understand and meet our
client's' needs over their lifetime for a wide range of financial
and other services. To do this effectively, GMSI needs to collect
certain personal information.
| What
kind of personal information does GMSI ask for? |
Because of the nature of the products and services
provided, government regulations and taxation laws, GMSI asks for
a range of personal information from our clients.
The type of personal information GMSI may collect
can include (but is not limited to) name, address, date of birth,
contact details, income, assets and liabilities, account balances,
tax and financial statements and employment details.
GMSI obtains most of the information directly
from our clients through application or other forms, and from maintaining
records of information provided in the course of ongoing financial
planning advice or client service. GMSI may also obtain information
from other sources.
If you choose not to provide the information we
need to fulfil your request for a specific service, we may not be
able to provide you with the requested product or service.
| How
does GMSI use this information and whom may GMSI disclose it
to? |
While GMSI may send you marketing material from
time to time that GMSI thinks will be useful to you,. GMSI is conscious
of the need to respect your privacy.
Unless you are informed otherwise, the personal
information GMSI holds is used for establishing and managing your
financial products or services, reviewing your ongoing needs, enhancing
client service and giving you ongoing information or opportunities
that we believe may be relevant to your financial needs and other
circumstances.
| Management
of personal information |
How does GMSI store personal information?
Safeguarding the privacy of your information is important to GMSI,
whether you interact with GMSI personally, by telephone, mail, over
the internet or other electronic medium. GMSI holds personal information
in a combination of secure computer storage facilities and paper-based
files and other records, and take steps to protect the personal
information GMSI holds from misuse, loss, unauthorised access, modification
or disclosure.
GMSI may need to maintain records for a significant period of time.
However, when GMSI considers information is no longer needed, GMSI
will remove any details that will identify you or GMSI will securely
destroy the records.
How does GMSI keeps personal information accurate
and up-to-date?
GMSI endeavours to ensure that the personal information
it holds is accurate and up-to-date. GMSI realise that this information
changes frequently with changes of address and other personal circumstances.
GMSI can generally update your client information over the telephone
or via the GMS website.
| Interactive
tools |
The GMSI website provides you with many interactive
tools designed to help you make an informed choice with certain
financial and other decisions. Some of these tools include various
financial calculators.
GMSI may collect personal information you enter
when using the interactive tools on our website.
| What
is a Cookie and how does GMSI use cookies? |
Cookies are small pieces of text stored on your
computer to help us determine the type of browser and settings you
are using, where you have been on the web site, when you return
to the web site, where you came from, and to ensure your information
is secure. The purpose of this information is to provide you with
a more relevant and effective experience on the GMS web site including
presenting web pages according to your needs or preferences.
Cookies are frequently used on many websites on
the internet and you can choose if and how a cookie will be accepted
by changing your preferences and options in your browser.
| Links
to third party websites |
The GMSI website has links to external third party
websites that may benefit the user.
Please note, however, that third party websites
are not covered by GMSI privacy policy and these sites are not subject
to GMSSI 's privacy standards and procedures.
| How
to contact us |
If you want to make a general enquiry about GMSI privacy policy or change your personal information, please contact GMSI via telephone, facsimile or email;
Telephone: + 61 3 9503 0186
Facsimile: + 61 3 9503 0187
Email: enquiries@gmsfin.com
GMS International Pty Ltd ABN 33 696
481 471, AFS License No. 26 08 36
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