The gmsfin.com website ("gms website") is operated by GMS International Pty Ltd (ABN 33 096 481 471) ("GMSI"). Your access to this website is subject to these terms and conditions, the GMSI Privacy Statement, notices, disclaimers and any other terms and conditions or other statements contained on this website (referred to collectively as "Terms and Conditions"). By using this website you agree to be subject to the Terms and Conditions.

No investment advice provided to you

This website is not designed for the purpose of providing personal financial or investment advice. Information provided does not take into account your particular investment objectives, financial situation or investment needs.

You should assess whether the information on this website is appropriate to your particular investment objectives, financial situation and investment needs. You should do this before making an investment decision on the basis of the information on this website. You can either make this assessment yourself or seek the assistance of a GMSI adviser.

The information on this website is not a recommendation to invest in any investments, securities or financial products offered by GMSI advisors.

Investment performance

Unless otherwise stated to the contrary, GMSI does not guarantee any particular rate or return, the performance of any investment or the repayment of capital from any investment. Investment is subject to investment and other risks and could involve delays in repayment and loss of income or capital invested.

Disclaimer and limitation of liability

To the maximum extent permitted by law, GMSI will not be liable in any way for any loss or damage suffered by you through use or access to this website, or GMSI failure to provide this website. The GMSI liability for negligence, breach of contract or contravention of any law as a result of our failure to provide this website or any part of it, or for any problems with this website, which cannot be lawfully excluded, is limited, at our option and to the maximum extent permitted by law, to resupplying this website or any part of it to you, or to paying for the resupply of this website or any part of it to you.

General conditions

This agreement is governed by the law in force in the State of Victoria, Australia, and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of Victoria and courts of appeal from them for determining any dispute concerning this agreement.

These Terms and Condition can be modified at any time by GMSI and you agree to continue to be bound by these Terms and Conditions as modified. GMSI will give you notice of these changes by publishing revised Terms and Conditions on this website - we will not separately notify you of these changes.

If the whole or any part of a provision of these Terms and Conditions is void, unenforceable or illegal in a jurisdiction it is severed for that jurisdiction. The remainder of this agreement has full force and effect and the validity or enforceability of that provision in any other jurisdiction is not affected. This clause has no effect if the severance alters the basic nature of this agreement or is contrary to public policy.

Linking to GMSI

No person may link from another website to any page on this website without obtaining the prior express written consent from GMSI. If you wish to link to GMS Web Site, please email us at enquiries@gmsfin.com

Copyright

Except where necessary for viewing the information on the GMS web site on your browser, or as permitted under the Australian Copyright Act 1968 (Cth) or other applicable laws or these Terms and Conditions, no information on this web site may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of GMSI.

GMS International ABN 33 096 481 471, AFS License No. 26 08 36